You are now in charge, lead the way!
I added this article because it is a clear example of how even people educated in the financial markets can get it wrong sometimes (remember when traders were throwing themelves out of buildings during the last big crash??!)
I have a friend whos father works in the financial sector and I asked for some feedback on the concept (just the concept mind you) of the Karatbars Gold Exchange as a viable means of saving and he said simply, 'don't touch it', no explanation or anything. This family goes on at least two big holidays a year and from the outside they live the life of Reilly, he is obviously very successful at what he does and perhaps he is even part of the wealthy "1%" but the reality for me is that I see and (having done my own due diligence), consider this a great company to be associated with, so instead of taking his vague advise, I went the way of Walt Disney. Disney who famously had a group of 9 investment advisors he would go to whenever considering an idea, if at least seven of them didn't disapprove he wouldn't continue with it. How's that for "Balls"?!
The end message here is, don't listen to the little-man, even the one's filled with self-importance.